Author(s): Oyediji Olubukola Tolulope

Abstract: The study investigated the gender disparity in access to credit among dry season farmers in Ogun State, Nigeria. Multistage stage sampling technique was employed to select 200 respondents with a purposive selection of a local government and random selection of two communities from same local government. Results shows that 54 percent of the farmers have access to credit of which 38 percent are male farmers and only 14.81 percent of the farmers obtained credit from formal sources. There is a disparity in access to credit by male and female farmers, with male farmers having more access to credit than their female counterparts. While farm size, farm experience directly influences farmer’s accessibility to credit in the study area, gender was not significant. This study hereby recommends that government should create more awareness on gender equality in inheritance, formal credit organizations are implored to make credits more available to rural farmers.

Pages: 98-104 | Views: 410 | Downloads: 153

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